3 Tips for Making your Dream of Buying a Home come True
Is your goal for 2017 to buy a home of your own?
1.- Automate your down payment savings. - Saving for a down payment is often one of the biggest barriers to homeownership cited in survey after survey. One way to jump start your savings is to automate your checking account to automatically save a small amount of your paycheck into a separate saveings account or 'house fund'
2.- Build your credit history & keep it clean. - When you go to apply for a mortgage, lenders will want to see that you have been able yo pay off past debts. This means staying on top of your student loans, credit cards and car loans and paying them on time!
3.- Practice living on a Budget - Downsizing your spending now will you to save more for your down payment & pay down other debts to improve your credit score. A recent study showed that "95% of first time buyers were willing to make sacrifices to buy their home faster". (the top 3 sacrificies made: new clothes, new car, traveling)
Source: keepingcurrentmatters
About Ameri State Realty: Professional Realtors, Marisol Mendez and Esteban work together and represent early buyers for the purchase or sale of new or used homes in Houston, Cypress, Katy, Spring, Tomball, The Woodlands or any other community in the Houston area we can advise you. “I am a Real Estate Professional in the Greater Houston Metropolitan Area. It has been my greatest pleasure to have helped many families close on their properties in the Houston Area. I am committed to making sure that your buying/selling experience is an enjoyable one. I am passionate about what I do and always looking out for the best interest of my clients.”
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